Munshi
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New: your shop's items ready-made, just add prices

Apna Munshi, the business app for Pakistan Billing, udhaar and stock for your shop,
in one app.

Make bills, keep the udhaar khata, know your stock and see the day's munafa, on your phone. Made in Pakistan, and it keeps working when the internet goes. Run a restaurant, school, clinic, pump or office? See the tools for your business

  • 15-day free trial, no card
  • Works offline
  • JazzCash, Easypaisa & Raast
  • English & Roman Urdu
Madina Store Sample shop

Today's sales

Rs 48,250

63 bills

Munafa

Rs 9,640

Udhaar due

Rs 23,100

Bikri
Maal
Udhaar
Kharcha
Munafa
Staff

Sample dashboard: illustrative figures, not a real shop.

3 taps

to finish a cash bill

Offline

bills keep saving without internet

33

kinds of shop with ready-made items

1 app

for shop, staff and accounts

Which business do you run?

Tap yours. We show only the tools you need, tick the right modules and tell you the price.

All businesses →

All tools

From the counter to the books

Switch on only the tools you need. They all share the same products, customers and money, so you never type anything twice.

Bikri (point of sale)

Scan or tap to bill, split payments, hold bills, returns and thermal or WhatsApp receipts. Keeps selling offline.

Maal (stock)

Stock in, counts, damage, low-stock alerts, transfers between branches and weighted average cost.

Udhaar khata

Lena and dena for every customer and dealer, promise dates, credit limits and one-tap WhatsApp reminders.

Kharcha & munafa

Write an expense in a few seconds and see your real profit for today, the week or the month. The galla cash book is in there too.

Kharidari (purchases)

Purchase orders on WhatsApp, goods received, dealer bills and a smart "what to order" list.

Staff, HR & payroll

Haazri by QR card, advances, commission and salaries in one tap. Bigger teams can switch on leave, shifts and payslips.

Restaurant mode

Tables, takeaway and delivery, kitchen tickets by station, deals, modifiers, recipes and rider cash.

AI Munshi

Ask in English or Roman Urdu, by typing or by voice. The answer comes from your own sales, stock and khata.

Accounts & reports

Automatic double-entry books, trial balance, P&L, balance sheet and 40+ reports to Excel or PDF.

Customers & growth

Wholesale price lists, quotations and orders, loyalty points, offers, WhatsApp campaigns and an online shop page.

Many branches

Branch dashboards and comparisons, godam transfers and user access limited to their own branches.

Safe and in control

PIN sign-in, roles for Malik, manager, cashier and munshi, and a full audit trail of every change.

Appointments

Salons, clinics and service shops: bookings with staff, an online booking page, reminders and a bill when the service is done.

Customer feedback

A rating link on every receipt. Know who was unhappy and call them back; send happy customers to Google reviews.

Your data, your way

Bring your data from Excel in minutes and download a full backup of everything, any time.

Ready-made items

Your shop's items are already in Munshi. Add the price and stock, and start selling.

No typing 200 items one by one. Choose your kind of shop and its common items come in, in Urdu and English, with the right unit. Untick what you do not sell, type the price and stock on one screen, and make your first bill.

  1. 1Choose your kind of shop from the list
  2. 2Untick what you do not sell and add the rest in one tap
  3. 3Type price and stock on one screen, then start billing
Start free and pick your list

33 kinds of shop ready

General store / kiryana Bakery / sweets Fruit & vegetables Meat / chicken shop Milk / dairy shop Dry fruit / pansar Pan / cigarette / tuck shop Restaurant / fast food menu Tea stall / cafe / dhaba Garments / ready-made clothes Cloth house (unstitched) Shoes / footwear Bags & luggage Baby shop Medical store / pharmacy Cosmetics / beauty Mobile shop Mobile accessories Computer / laptop shop Electronics / appliances Bike spare parts Car / auto parts Tyres & batteries Hardware / electric Paint shop Sanitary / plumbing Building material Crockery / kitchenware Furniture Toys & gifts Stationery / books Sports shop Seeds, fertilizer & sprays

AI Munshi

A munshi that knows your numbers

Ask the way you would ask your accountant. AI Munshi looks only at your own data, and only at what your role is allowed to see, then answers in plain words.

  • "Why did munafa drop?" You get each reason with its amount.
  • "What should I order?" The forecast knows about Ramzan, Eid and the school season.
  • Daily tips in your summary: dead stock, items running out, old udhaar.
  • Ask on WhatsApp too: send your question to Munshi's number and get the answer there.
  • Read-only and private: it never changes a bill, and the owner turns it on.

Is mahine munafa kam kyun hua?

Munafa is Rs 18,400 lower than last month.

  • Fewer sales− Rs 9,800
  • More discounts− Rs 5,300
  • Electricity bill− Rs 3,300

Tip: cooking oil sold 30% less. Check the new price.

Type or press the mic…

Simple or complete

Simple on the phone, complete on the computer

Aasaan mode

For the counter and the owner on a phone: six big buttons, number pads and no accounting words.

  • Bill in three taps
  • Udhaar and kharcha in seconds
  • Daily summary on WhatsApp

Poora mode

For managers and munshis on a computer: every report, the books, branches and full HR.

  • Trial balance, P&L, balance sheet
  • Branches, transfers, wholesale
  • Leave, shifts, payroll and portal

Works with what you use

Payments, tax and printing

Take digital payments at the counter, send invoices to the tax authority automatically and print on the printer you already have.

JazzCash & Easypaisa
Raast payment QR
Cards & bank
FBR, PRA, SRB, KPRA
WhatsApp
Thermal printers
Barcode scanners
Android app
Excel & PDF export
Daraz & Shopify
TCS, Leopards & PostEx
ZKTeco machines
Google Shopping
foodpanda
Zapier & Google Sheets
Bank salary files
Excel import
Google reviews

Connections

Works with the services you already use

Online stores, couriers, banks, fingerprint machines and your accountant can all work off the same POS, stock and khata.

01Online stores

Daraz, Shopify, WooCommerce and Amazon orders come into the POS; stock and prices update on every store.

02Couriers & COD

Book TCS, Leopards, PostEx or Trax parcels from a bill, print the label, track parcels and match COD payouts.

03Facebook, Instagram & WhatsApp

Your products in the Meta catalog, and WhatsApp orders turned into bills.

04foodpanda orders

foodpanda orders go straight to the kitchen screen and the restaurant bill.

05Installments (qist)

Sell on installments with markup, a monthly schedule, guarantor details and SMS reminders.

06ZKTeco fingerprint machines

Fingerprint and face machines send staff haazri straight to attendance and payroll.

See all 13

07Bank statement matching

Upload your bank statement (CSV or Excel) and see which bills, khata payments and expenses it matches.

08Exports for your accountant

Sales, purchases and ledgers in the formats accountants use, with FBR Annex-C sales tax sheets.

09Google Shopping & Maps

A product feed for Google Merchant Center so your items show on Google with local stock.

10Counter hardware

Cash drawer, customer display screen and weighing-scale barcode labels.

11QR table ordering

Customers scan the table QR, see the menu and send their order to your waiter.

12Restock at the best price

Every dealer's last price side by side, and one tap to order each item from the cheapest one.

13Zapier, Make & Google Sheets

Send sales, products and customers to 5,000+ apps, or pull them live into Google Sheets.

Each tool is a module you can switch on from Rs 199 a month. Pick your modules

Just added

What we added recently

32 new features

Ready-made items for 33 kinds of shop

Pick your shop: general store, medical, bike parts, bakery and more. Its items come in; you only type price and stock.

Shoe shops

Every design in every size and colour, gents, ladies, kids and EU sizes in one tap, with a barcode sticker for each box.

Sugarcane kanta

Loaded and empty weight, maunds, your rate and deductions on a printed slip, and every farmer's account and advance.

Transport & bilty

Seat tickets on a seat map, passenger lists for check posts, and goods bilty with to-pay freight and COD.

Pricing

Try it free, then pay only for what you keep

Pay by JazzCash, Easypaisa or bank transfer. No card needed.

Build your own plan

Tick the modules you need and pay only for those, in rupees. Every module comes with a 15-day free trial.

Not sure which modules work together? See how modules connect

0 modules selected

Rs 0 /month

See full pricing

Need a custom app?

We also build mobile apps, websites, new features and integrations to order. Tell us what you need and we will send a quote in rupees.

Request a custom app

Apna Munshi: common questions

What is Apna Munshi?+

Apna Munshi (apnamunshi.com) is a Pakistani business app: POS billing, digital udhaar khata, stock, kharcha and munafa, staff attendance and payroll, and tools for restaurants, schools and clinics. It works in English and Roman Urdu, on any phone or computer, even offline.

Do I have to type all my items?+

No. Choose your kind of shop (general store, medical store, bike parts, bakery and 29 more) and its common items are added in one tap. You only type the prices and stock on one screen.

Does it work without internet?+

Yes. On the sale screen, bills are saved on the phone and go up by themselves when the internet comes back. Open the sale screen once while online so it is ready on that phone.

Do I need a computer or special machine?+

No. Any Android phone, iPhone or computer with a browser works. On iPhone, open the site in Safari and tap Share, then Add to Home Screen. Barcode scanners and thermal printers are optional; printing to a Bluetooth printer from a phone needs Android.

Can my cashier see my profit?+

No. Each person has a role. Cashiers make bills; costs, munafa and reports are only for you and those you allow.

Is my data safe?+

Every business's data is kept separate, sign-in uses a PIN, every change is recorded, and backups run every day.

Can I move from my register or another app?+

Yes. "Bring your data" imports customers with their udhaar, dealers, products and opening stock from any Excel file. It understands headings like naam, mobile and baqaya, and shows you every row before saving.

Can my accountant work on it too?+

Yes. Invite them by email; they see khata, expenses, dealers and reports, not your settings. If they keep books for other businesses on Munshi, all of them appear in one accountant portal.

Can I download all my data?+

Any time. The owner can download a full Excel backup, and turn on automatic backups every night or every week.

Is there a real person to help me?+

Yes. Munshi Madad answers "where is…" questions at once, and you can write to the Munshi team from inside the app or on WhatsApp.

How does AI Munshi use my data?+

Only the owner can turn it on. It reads the figures needed for your question, never changes anything, and each person sees only what their role allows.

Make your first bill on Apna Munshi in five minutes

Sign up with your mobile number, pick your type of business and start selling. Need help? Talk to us on WhatsApp.

Call or WhatsApp +92 320 7860440

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