Munshi
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Digital udhaar khata, with reminders that get you paid

Stop losing money in a paper register. Every udhaar bill goes into the customer's khata by itself, you see who owes what, and one tap sends a polite WhatsApp reminder with the amount and a link to their statement.

Udhaar khata: Rs 199 a month after the free trial · free plan for small shops · works offline

What you get

Lena and dena

Customers and dealers in one place, with a running balance for each.

WhatsApp reminders

A reminder with the amount and a statement link, on the promised date.

Promise dates

Note when a customer will pay; see today's list of payments due.

Cheques too

Record cheques, even post-dated; the khata changes only when a cheque clears.

Credit limits

Warn or stop the bill when a customer goes over their limit.

Customer feedback

A rating link on receipts, so you know who is unhappy before they leave.

Questions

Is the udhaar khata free?+

Yes, the free plan includes the udhaar khata and simple billing for small shops.

Can customers see their own statement?+

Yes. Send a secure link that shows their entries and balance, valid for 30 days.

What happens when a cheque bounces?+

Nothing changes in the khata. The balance only goes down when the cheque clears.

One app for the whole business

Every Munshi module shares the same products, customers and money, so nothing is typed twice. Add what you need, when you need it.

  • English and Roman Urdu
  • Any Android phone or computer
  • JazzCash, Easypaisa, Raast and bank payments
  • Your data is yours: download it any time
  • Help from real people on WhatsApp

See all prices · How modules connect

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